.vca-chat-btn{position:fixed;right:18px;bottom:18px;z-index:99998;display:flex;align-items:center;gap:8px;background:#0b1b3f;color:#fff;border:2px solid #d4a017;border-radius:999px;padding:12px 18px;font:600 16px/1.2 Arial,Helvetica,sans-serif;cursor:pointer;box-shadow:0 6px 18px rgba(0,0,0,.28)}
.vca-chat-btn:hover,.vca-chat-btn:focus{background:#14295f;outline:3px solid #d4a017;outline-offset:2px}
.vca-chat-btn[hidden],.vca-chat-panel[hidden]{display:none}
.vca-chat-panel{position:fixed;right:18px;bottom:18px;z-index:99999;width:360px;max-width:calc(100vw - 24px);height:520px;max-height:calc(100vh - 36px);display:flex;flex-direction:column;background:#fff;color:#14172b;border:1px solid #dfe2ee;border-radius:16px;box-shadow:0 12px 36px rgba(0,0,0,.3);font:16px/1.45 Arial,Helvetica,sans-serif;overflow:hidden}
.vca-chat-head{display:flex;align-items:center;justify-content:space-between;background:#0b1b3f;color:#fff;padding:12px 14px;border-bottom:3px solid #d4a017}
.vca-chat-close{background:none;border:0;color:#fff;font-size:28px;line-height:1;cursor:pointer;padding:0 4px}
.vca-chat-log{flex:1;overflow-y:auto;padding:12px;display:flex;flex-direction:column;gap:10px;background:#f6f7fb}
.vca-msg{max-width:88%;padding:10px 12px;border-radius:12px;font-size:15px}
.vca-msg p{margin:0 0 6px}.vca-msg p:last-child{margin-bottom:0}.vca-msg ul{margin:4px 0 6px 18px;padding:0}
.vca-msg-bot{background:#fff;border:1px solid #dfe2ee;align-self:flex-start}
.vca-msg-user{background:#0b1b3f;color:#fff;align-self:flex-end}
.vca-chat-cta{display:inline-block;margin-top:8px;background:#d4a017;color:#0b1b3f;font-weight:700;text-decoration:none;padding:9px 14px;border-radius:10px}
.vca-chat-cta:hover,.vca-chat-cta:focus{background:#e6b422;outline:2px solid #0b1b3f}
.vca-chat-chips{display:flex;flex-wrap:wrap;gap:6px;padding:8px 12px;border-top:1px solid #dfe2ee;max-height:92px;overflow-y:auto;background:#fff}
.vca-chip{background:#fff;border:1px solid #0b1b3f;color:#0b1b3f;border-radius:999px;padding:6px 11px;font:600 13px/1.2 Arial,Helvetica,sans-serif;cursor:pointer}
.vca-chip:hover,.vca-chip:focus{background:#0b1b3f;color:#fff}
.vca-chat-form{display:flex;gap:8px;padding:10px 12px;border-top:1px solid #dfe2ee;background:#fff}
.vca-chat-form input{flex:1;min-width:0;border:1px solid #b9bed3;border-radius:10px;padding:10px;font-size:16px}
.vca-chat-send{background:#0b1b3f;color:#fff;border:0;border-radius:10px;padding:0 16px;font:600 15px Arial,Helvetica,sans-serif;cursor:pointer}
.vca-chat-foot{padding:6px 12px 10px;text-align:center;font-size:13px;background:#fff}.vca-chat-foot a{color:#0b1b3f;font-weight:700}
@media (max-width:480px){.vca-chat-panel{right:0;bottom:0;width:100vw;max-width:100vw;height:86vh;max-height:100vh;border-radius:16px 16px 0 0}.vca-chat-btn-label{display:none}.vca-chat-btn{padding:14px}}
@media (prefers-reduced-motion:no-preference){.vca-chat-panel{animation:vcaIn .18s ease-out}@keyframes vcaIn{from{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}}
.vca-opts{display:flex;flex-direction:column;gap:6px;align-self:flex-start;max-width:92%}
.vca-opt{background:#fff;border:2px solid #0b1b3f;color:#0b1b3f;border-radius:12px;padding:9px 12px;font:600 14px/1.25 Arial,Helvetica,sans-serif;text-align:left;cursor:pointer}
.vca-opt:hover,.vca-opt:focus{background:#0b1b3f;color:#fff;outline:none}
.vca-opts-done .vca-opt{opacity:.45;cursor:default;background:#fff;color:#0b1b3f}
.vca-typing{color:#5b6078;letter-spacing:3px}
.vca-chat-menu{background:none;border:0;color:#0b1b3f;font:700 13px Arial,Helvetica,sans-serif;text-decoration:underline;cursor:pointer;padding:0}